Terms of Use

By accessing or using the Panim Holdings website, you agree to these Terms of Use. If you do not agree, please do not use the site.

You agree not to:

• Attempt to gain unauthorised access to systems, accounts, or data.
• Interfere with site operation (including scraping that degrades performance).
• Upload or transmit malicious code.
• Use the site in a way that violates applicable laws.

We may suspend access if we believe use of the site creates security, legal, or operational risks.

Unless otherwise stated, the site and its content (text, graphics, logos, and other materials) are owned by or licensed to Panim Holdings.

You may view and download content for personal, non-commercial use. You may not reproduce, modify, distribute, publish, or create derivative works for commercial purposes without prior written consent.

Content on this site is provided for general information only. It does not constitute legal, financial, investment, or professional advice, and should not be relied upon as such.

Advisory, market, and platform services are governed by separate agreements. Use of this website does not create a client relationship unless and until a formal engagement is agreed in writing.

To the fullest extent permitted by law, Panim Holdings will not be liable for indirect, incidental, special, or consequential losses arising from your use of the site.

We do not guarantee that the site will be uninterrupted or error-free, though we take reasonable steps to maintain availability and security.

We may update these Terms of Use from time to time. Continued use of the site after updates means you accept the revised terms.